The AI Concierge Banks Deploy for Rewards

Kyma layers a white-label AI concierge on top of a bank's existing loyalty portal. UHNI cardholders get personalized assistance via WhatsApp and iMessage — driving higher redemption, more transactions, and measurable ROI.

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AI Concierge

Loyalty Programs Are Underperforming

Low Redemption Rates

Traditional web portals see minimal engagement. Points expire unused while customers struggle to find value.

UHNI Expect More

Ultra-high net worth customers demand white-glove service, not generic self-service portals.

Scale Personalization

Generic portals can't deliver individualized experiences. Manual concierge services don't scale.

What Kyma Does

An AI concierge that handles everything from discovery to post-purchase support

Discover & Optimize

Check rewards balance, find personalized offers, get tailored recommendations, and optimize point usage across the bank's entire loyalty catalog.

Plan & Purchase

Plan entire trips with custom itineraries. Kyma books flights, hotels, and experiences directly from the bank's loyalty portal on the cardholder's behalf.

Post-Purchase Support

Automatic flight check-in, reschedule or cancel bookings, arrange hotel special requests like late checkout or birthday decorations.

The Kyma Difference

Without Kyma

  • Web portal nobody visits
  • Generic, untargeted offers
  • Self-service booking
  • No post-purchase support
  • Points expire unused
  • Low engagement metrics
WITH KYMA

With Kyma

  • Text on WhatsApp/iMessage
  • AI-personalized recommendations
  • End-to-end concierge booking
  • Full post-purchase support
  • Maximized point value
  • Higher transactions & loyalty

Why Kyma

True Personalization

Transaction history-based recommendations that learn from every interaction. Each customer gets a truly individualized experience.

Post-Purchase Support

Not just booking — check-in, reschedule, cancel, special requests. A dedicated assistant that follows through on every detail.

Instant Turnarounds

No wait times, no call centers. Immediate responses and real-time action on every customer request.

How It Works

Connect

Banks integrate Kyma with their existing rewards and loyalty portal via API. No need to rebuild infrastructure.

Brand

White-label under the bank's own identity. Cardholders see the bank's brand, not ours.

Launch

Activate for UHNI cardholders on WhatsApp and iMessage. They text, we handle the rest.

Grow

Track higher redemption rates, increased transactions, and measurable ROI through our analytics dashboard.

Meet the Team

Led by founders from 100X.VC, Tesla, and BrowserStack AI Labs, we combine world-class expertise in venture capital, fintech product, and AI engineering. We're building the agentic infrastructure that transforms how banks deliver loyalty experiences to UHNI customers.

VK

Vatsal Kanakiya

Co-Founder & CEO

DB

Dhruvin Bagadia

Co-Founder & COO

CS

Chaitya Shah

Co-Founder & CTO

Ready to Transform Bank Loyalty Rewards?

Let's discuss how Kyma's AI concierge can drive higher loyalty program engagement and ROI.